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Aviva Legal & General LV= Vitality Zurich
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Types of Life Cover

Choose the protection that's right for you and your family

How It Works

Getting protected is simple and straightforward

1

Tell Us About You

Complete our simple form with your details. Quick and easy, no paperwork.

2

Compare Quotes

A specialist broker will compare quotes from top UK insurers for you.

3

Get Protected

Choose your policy and get covered. Your family's future is secured.

Top UK Insurers Are Fighting For Your Business

Let them compete to give you the best price

Aviva The Exeter Legal & General LV= Royal London Vitality Zurich

Why Choose UK Life Cover?

We make protecting your family simple and affordable

✓ Trusted Experts

Our partner brokers are experienced specialists who will find the right cover for your needs, giving you peace of mind.

✓ Expert Brokers

Speak to qualified insurance specialists who will help you find the right cover for your needs and budget.

✓ No Obligation

Get your free quote with no commitment. Compare options and only proceed if you're happy.

✓ Competitive Quotes

Compare quotes from top UK insurers to find competitive premiums for your circumstances.

✓ Quick & Easy

Our streamlined process makes getting a quote simple. No lengthy forms or paperwork required.

✓ UK Based

We're a UK company working with UK insurers. Local expertise for your protection needs.

How Much Cover Could You Get?*

Compare real examples across different types of life insurance.

Level Term Life Insurance

Fixed payout amount throughout the policy term. Ideal for family protection.

AgeCover AmountTermInsurer
30£117,81020 yearsAviva
35£75,74520 yearsAviva
40£56,57715 yearsAviva
45£35,96015 yearsAviva
50£26,78710 yearsAviva
55£17,01810 yearsAviva
60£10,11510 yearsAviva
65£6,18110 yearsAviva
70£3,74610 yearsAviva
*From £5 per month for up to £100,000 is an example based on the pricing illustrations above. £5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.
AgeCover AmountTermInsurer
30£322,95220 yearsAviva
35£197,61920 yearsAviva
40£159,60615 yearsAviva
45£92,28015 yearsAviva
50£67,65210 yearsAviva
55£37,97110 yearsAviva
60£20,24210 yearsAviva
65£12,36810 yearsAviva
70£7,49710 yearsAviva
*From £10 per month for up to £300,000 is an example based on the pricing illustrations above. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.

Decreasing Term (Mortgage Protection)

Cover decreases over time to match your mortgage. Often more affordable.

AgeInitial CoverTermInsurer
30£179,00520 yearsAviva
35£128,56420 yearsAviva
40£95,51415 yearsAviva
45£61,41815 yearsAviva
50£47,41310 yearsAviva
55£32,85010 yearsAviva
60£17,88410 yearsAviva
65£11,92310 yearsAviva
70£6,54310 yearsAviva
*From £5 per month Life Insurance quoted rates are based on decreasing term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.
AgeInitial CoverTermInsurer
30£504,95720 yearsAviva
35£384,51320 yearsAviva
40£301,88215 yearsAviva
45£192,47315 yearsAviva
50£152,69510 yearsAviva
55£86,29610 yearsAviva
60£41,00110 yearsAviva
65£24,59910 yearsAviva
70£13,07610 yearsAviva
*From £10 per month Life Insurance quoted rates are based on decreasing term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.

Life + Critical Illness Cover

Pays out on death OR diagnosis of a serious illness. Double protection.

AgeCover AmountTermInsurer
30£33,78920 yearsAviva
35£24,05520 yearsLegal & General
40£19,26915 yearsAviva
45£14,36215 yearsAviva
50£11,52210 yearsAviva
55£6,66310 yearsLegal & General
60£5,29310 yearsAviva
*From £10 per month Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.

Whole of Life Insurance

Guaranteed payout whenever you die - no end date. Ideal for inheritance planning.

AgeSum AssuredTermInsurer
30£5,319LifetimeZurich
35£4,524LifetimeZurich
40£3,845LifetimeZurich
45£3,273LifetimeZurich
50£3,069LifetimeZurich
55£2,598LifetimeZurich
60£2,221LifetimeZurich
65£1,672LifetimeZurich
70£1,277LifetimeZurich
*From £8 per month quoted rates are based on whole of life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 7th February 2025.
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