Trusted by 1000s
Free No-Obligation Quotes

Protect Your Family's Future Today

Join thousands of UK families who've secured their loved ones' financial future. Get free, no-obligation quotes from top UK insurers. Cover from just £5/month.

Trustpilot - Rated Excellent
4.8 out of 5
Based on 87,500+ reviews

Rating shown is for our main broker partner, Reassured, as of July 2025.

Compare Quotes From Top UK Insurers

Aviva Legal & General LV= Vitality Zurich
Free, no-obligation quotes Cover from £5/month Expert advice

By clicking "Get My Free Quote" you agree to be contacted by telephone, email and electronic messaging by an FCA authorised insurance firm to provide the comparison service and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Safe & Secure
256-bit SSL
Trusted Brokers
Trusted UK Brokers
Trusted by Thousands
Cover From £5/Month
Compare Top UK Insurers

Types of Life Cover

Choose the protection that's right for you and your family

How It Works

Getting protected is simple and straightforward

1

Tell Us About You

Complete our simple form with your details. Quick and easy, no paperwork.

2

Compare Quotes

A specialist broker will compare quotes from top UK insurers for you.

3

Get Protected

Choose your policy and get covered. Your family's future is secured.

Top UK Insurers Are Fighting For Your Business

Let them compete to give you the best price

Aviva The Exeter Legal & General LV= Royal London Vitality Zurich

Why Choose UK Life Cover?

We make protecting your family simple and affordable

✓ Trusted Experts

Our partner brokers are experienced specialists who will find the right cover for your needs, giving you peace of mind.

✓ Expert Brokers

Speak to qualified insurance specialists who will help you find the right cover for your needs and budget.

✓ No Obligation

Get your free quote with no commitment. Compare options and only proceed if you're happy.

✓ Competitive Quotes

Compare quotes from top UK insurers to find competitive premiums for your circumstances.

✓ Quick & Easy

Our streamlined process makes getting a quote simple. No lengthy forms or paperwork required.

✓ UK Based

We're a UK company working with UK insurers. Local expertise for your protection needs.

How Much Cover Could You Get?*

Compare real examples across different types of life insurance.

Level Term Life Insurance

Fixed payout amount throughout the policy term. Ideal for family protection.

AgeCover AmountTermInsurer
30£98,70420 yearsAviva
35£63,62120 yearsAviva
40£48,28815 yearsAviva
45£31,69915 yearsAviva
50£23,48310 yearsAviva
55£15,46710 yearsAviva
60£7,84410 yearsAviva
65£5,83710 yearsAviva
70£3,53210 yearsAviva
*From £5 per month for up to £90,000 is an example based on the pricing illustrations above. £5 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 2nd February 2026.
AgeCover AmountTermInsurer
30£289,84720 yearsAviva
35£173,44020 yearsAviva
40£123,42815 yearsAviva
45£81,61615 yearsAviva
50£59,91710 yearsAviva
55£34,02910 yearsAviva
60£18,08910 yearsAviva
65£11,68910 yearsAviva
70£7,06810 yearsAviva
*From £10 per month for up to £280,000 is an example based on the pricing illustrations above. £10 per month Life Insurance quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 2nd February 2026.

Decreasing Term (Mortgage Protection)

Cover decreases over time to match your mortgage. Often more affordable.

AgeInitial CoverTermInsurer
30£179,00520 yearsAviva
35£128,56420 yearsAviva
40£95,51415 yearsAviva
45£61,41815 yearsAviva
50£47,41310 yearsAviva
55£32,85010 yearsAviva
60£17,88410 yearsAviva
65£11,92310 yearsAviva
70£6,54310 yearsAviva
*From £5 per month Life Insurance quoted rates are based on decreasing term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 2nd February 2026.
AgeInitial CoverTermInsurer
30£504,95720 yearsAviva
35£384,51320 yearsAviva
40£301,88215 yearsAviva
45£192,47315 yearsAviva
50£152,69510 yearsAviva
55£86,29610 yearsAviva
60£41,00110 yearsAviva
65£24,59910 yearsAviva
70£13,07610 yearsAviva
*From £10 per month Life Insurance quoted rates are based on decreasing term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 2nd February 2026.

Life + Critical Illness Cover

Pays out on death OR diagnosis of a serious illness. Double protection.

AgeCover AmountTermInsurer
30£33,78920 yearsAviva
35£24,05520 yearsLegal & General
40£19,26915 yearsAviva
45£14,36215 yearsAviva
50£11,52210 yearsAviva
55£6,66310 yearsLegal & General
60£5,29310 yearsAviva
*From £10 per month Life Insurance and Critical Illness Cover quoted rates are based on level term life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 2nd February 2026.

Whole of Life Insurance

Guaranteed payout whenever you die - no end date. Ideal for inheritance planning.

AgeSum AssuredTermInsurer
30£5,319LifetimeZurich
35£4,524LifetimeZurich
40£3,845LifetimeZurich
45£3,273LifetimeZurich
50£3,069LifetimeZurich
55£2,598LifetimeZurich
60£2,221LifetimeZurich
65£1,672LifetimeZurich
70£1,277LifetimeZurich
*From £8 per month quoted rates are based on whole of life cover for non-smokers with no pre-existing medical conditions or other high risk factors. Individual factors and medical underwriting will be assessed which may vary the premium and sum assured you are eligible for or may result in you being declined. Correct as of 2nd February 2026.
Get Your Free Quote

Ready to Protect Your Family?

Get your free, no-obligation quote today. Cover from just £5/month.

Get My Free Quote →